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Legal

Terms of Use

The terms that govern your use of this website.

1. Acceptance of These Terms

These Terms of Use govern your access to and use of the IceCap Asset Management (“IceCap”) website. By using the site, you agree to these terms. If you do not agree, please do not use the site.

2. No Investment Advice

The content on this site is provided for general information purposes only. It does not constitute investment, financial, legal, or tax advice, nor a recommendation to buy or sell any security or adopt any investment strategy. Nothing here takes account of your particular circumstances.

Discretionary portfolio management is provided only under a separate written agreement with IceCap.

3. No Offer or Solicitation

Nothing on this site constitutes an offer to sell or a solicitation of an offer to buy any security or investment service in any jurisdiction where doing so would be unlawful. IceCap is licensed to provide discretionary management services only in certain Canadian jurisdictions.

4. Investment Risk

Investing involves risk. The value of investments can fall as well as rise, and past performance is not a guarantee of future results. You may receive back less than you invested.

5. Intellectual Property

The site and its contents — including text, graphics, logos, and the IceCap name — are owned by or licensed to IceCap and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of this site without our prior written permission.

6. Third-Party Links and Content

This site may link to third-party sites and services — including our podcast and newsletter. We are not responsible for the content, policies, or practices of those third parties, and a link does not imply endorsement.

7. Disclaimer and Limitation of Liability

This site is provided “as is” and “as available” without warranties of any kind, express or implied. To the fullest extent permitted by law, IceCap will not be liable for any loss or damage arising from your use of, or reliance on, this site or its content.

8. Governing Law

These terms are governed by the laws of the Province of Nova Scotia and the applicable federal laws of Canada, without regard to conflict-of-laws principles.

9. Changes to These Terms

We may update these Terms of Use from time to time. Your continued use of the site following any change constitutes acceptance of the revised terms.

10. Contact Us

Questions about these terms can be directed to IceCap Asset Management through our contact page or by phone at 1-902-222-1996.